Bulgarian
Dreams > Bulgarian
Mortgages
We are delighted to outline a wide range of mortgages now available on Bulgarian property. A summary of each product is listed below.
Please contact us if you wish to arrange a mortgage on your Bulgarian property. Please note we are only able to offer assistance on properties sold through Bulgarian Dreams.
| Loan to value |
up to 75% |
| Lending criteria |
Based on affordability up to 20% of rental income included |
| Pre-completion drawdown? |
Completed properties only |
| Type |
Repayment and Interest only available for up to 10 years |
| Term |
5 to 25 years |
| Interest rate |
6.5% variable |
| Loan to value |
up to 80% |
| Lending criteria |
Based on affordability as well as rental potential |
| Pre-completion drawdown? |
Upon roof completion, funds can be drawn down |
| Type |
Repayment only |
| Term |
5 to 20 years |
| Interest rate |
7% variable |
| Loan to value |
up to 65% |
| Lending criteria |
Mortgage payment maximum 20% of net income |
| Pre-completion drawdown? |
Completed properties only |
| Type |
Repayment only |
| Term |
0 to 15 years |
| Interest rate |
7.58% variable |
| Loan to value |
up to 70% |
| Lending criteria |
Self certification- no income requirements |
| Pre-completion drawdown? |
Drawdown after roof level. Client funds only 30%. |
| Type |
Repayment and Interest only |
| Term |
0 to 15 years |
| Interest rate |
9.9% variable |
| Loan to value |
70% to 80% |
| Lending criteria |
1.5 x monthly payment after net income minus loans |
| Pre-completion drawdown? |
Drawdown after roof level. Client funds only 30%. |
| Type |
Repayment and Interest only (first 6 months only) |
| Term |
1 to 20 years |
| Interest rate |
6.9%-7.9% |
Please contact us if you wish to arrange a mortgage on your Bulgarian property. Please note we are only able to offer assistance on properties sold through Bulgarian Dreams.
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